Contractor Guides
Plain-English explainers on UK contractor pay, tax and IR35 — written against the actual 2026/27 HMRC figures.
15 October 2026
UK Contractor Take-Home Pay 2026/27: Limited Company vs Umbrella
How much of a £100k contract do you actually keep in 2026/27? A line-by-line comparison of limited company and umbrella take-home, with every deduction shown.
Read guide →15 October 2026
IR35 Explained 2026: Inside vs Outside Rules for Contractors
What IR35 actually means in 2026, who decides your status since the off-payroll reforms, and what inside vs outside costs you — in plain English.
Read guide →15 October 2026
Umbrella Company Costs UK 2026: Fees, Deductions and Take-Home
Every umbrella deduction explained: the margin, employer NI, the 0.5% levy, and PAYE — plus a worked £400/day example and the red flags to avoid.
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